When choosing an individual health insurance Alvin Tx plan your first decision is what type of plan to choose. For major medical plans there are basically two types offered. One is the co-pay style plan with the doctor office visit co-pays and the prescription card co-pays. The other is the large deductible plan without the co-pays. Both plans have advantages over the other.
The premiums will tell you which deductible the insurance company wants to write. If the premium difference between a $500 deductible plan and a $1,000 deductible plan is $750, then the $1,000 is a superior choice. The difference in deductible, $500, is less than the difference in premium, $750.Finding the best plan can be a time consuming task. If you would like our assistance, please contact us at your convenience.