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There is a fast growing area in health insurance referred to as critical illness insurance Alvin. These plans will pay you an agreed amount if a covered critical illness occurs.  These are excellent supplements to an existing individual or group major medical plan.

There are many expenses that are not covered by a major medical plan. In many cases if you or a loved one is diagnosed with cancer, there will be transportation, lodging, and loss of wages involved in the process. A critical illness policy would offset these expenses.

Another application for the critical illness plans is to absorb the out-of-pocket expenses of a high deductible major medical plan.   If your budget can handle the premium, then critical illness plans deserve your consideration.   If you would like more information about critical illness insurance Alvin, contact us today.