In the past, classic car insurance would save you a significant amount of money with better limits and deductibles over the traditional auto insurance carriers. Today, several traditional auto insurance companies have incorporated within their rating platform the ability to properly rate the exposure of the classic vehicles. As a result, you may be able to keep all of your vehicles under one personal auto policy.
Whether your antique auto is on your personal auto policy or on a separate collector car policy, there are certain underwriting requirements. Typically, to be considered as a collector car the vehicle needs to be at least 15-20 years old or older, kept in excellent condition, and driven fewer than 3,000 miles annually. Classic cars can also include:
Exotic autos new and old
Sports cars of all ages
Rare or desirable cars
We understand what classic car owners want and need to protect their investment.
Independent Insurance Counselors offers complimentary quotes on Collector Car Insurance from multiple insurance carriers so you can protect what matters most in life.