Due to the Affordable Care Act there are no good cheap individual health insurance plans. There are several good health insurance policies coverage wise. None of them would I consider cheap or affordable. If the premium is the utmost factor we recommend the following:
- Choose a plan the does not compromise the integrity of a major medical policy. Do not consider the short-term medical policies for long term.
- Choose the highest deductible you can withstand.
- Warning: Be sure to check the policies’ out-of-pocket maximums.
- Warning: There are poor policies being sold. If the proposal is too good to be true…