Business Insurance Archives - Page 3 of 3 - Independent Insurance Counselors

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Damage to Premises Rented to You Explained

Many business owners assume their general liability policy fully protects them if something goes wrong in a leased space. Unfortunately,…

Chris DavisFebruary 11, 2026

Business Insurance Insurance Theft

Employee Theft: Why $10,000 Isn’t Enough

Employee theft is one of the most difficult risks for business owners to confront—not just financially, but emotionally as well.…

Chris DavisFebruary 4, 2026

Business Insurance commercial insurance Cyber Liability Insurance

Cyber Liability for Small Businesses: The New Reality

For many years, cybercrime was viewed as a problem reserved for large corporations with massive databases and national exposure. That…

Chris DavisJanuary 28, 2026

Business Insurance commercial insurance Insurance

Coverage vs. Exposure: Why Contracts Don’t Protect You

Many business owners assume that if they meet the insurance requirements outlined in a contract, they’re fully protected. Unfortunately, that…

Chris DavisJanuary 21, 2026

Business Insurance commercial insurance Insurance

Employment Practices Liability: The Claim You Can’t Control

Employment practices liability claims are one of the fastest-growing—and most misunderstood—risks facing today’s businesses. Many owners assume that lawsuits only…

Chris DavisJanuary 14, 2026

Business Insurance Insurance

Texas Business Insurance Lessons from 2025

Every year leaves behind lessons. For Texas businesses, 2025 was no different. From severe spring storms to surging cyberattacks, this…

Chris DavisDecember 1, 2025

Business Insurance Insurance

Holiday Business Liability Tips for Texas Owners

The holidays are a season of celebration—but for many Texas businesses, they’re also a season of increased risk. More foot…

Chris DavisNovember 24, 2025

Business Insurance Insurance

Preparing Your Business for Winter Weather: Cold Snaps, Storms & Continuity

In Texas, winter doesn’t follow the rules. A sunny afternoon can turn into an ice-covered morning that shuts down roads,…

Chris DavisNovember 10, 2025

Business Insurance Insurance

Small Business Saturday: Protecting the Business You’ve Built

Small Business Saturday is more than a shopping day—it’s a celebration of local entrepreneurs who keep our Texas communities strong.…

Chris DavisNovember 5, 2025