Commercial property insurance is a special type of insurance that covers the company building as well as the contents owned by the company. “Property” can include a variety of types: lost income or business interruption, buildings, computers, money, and valuable papers.
Under the property policy, the building should be protected from damaging events such as fire and windstorm. The policy forms vary from a basic name peril policy to an all-risk with exclusions and limitations policy. There are endorsements available that can limit or enhance your protection. It is important to realize that it may not be enough to cover just the building; the aftermath of such damage should be covered as well.
Independent Insurance Counselors offers complimentary quotes on Commercial Property Insurance from multiple insurance carriers so you can protect what matters most in life.